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  • About Good Money
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  • Am I eligible?
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What is Good Money?

Our Good Money Stores support people to make responsible and sustainable financial decisions.

At Good Money we offer financial support via our network of financial capability workers and counsellors and access to our range of No Interest Loans (NILs).

We offer two No Interest Loan products. For essential goods and services, we offer loans of up to $2000.  For vehicles, loans of up to $5000.  NILs is a smart budgeting solution to help you pay for life’s essentials.  You pay back only what you borrow.  No Fees.  No Interest. Ever.

We have stores in Queensland, Victoria, and South Australia.

You can apply by:

  • Visiting us in person, or
  • If you live in Victoria you can now complete our self-service online application form

 

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What's available at Good Money?

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No Interest Loans (NILs) for essentials. Borrow up to $2000 for essential items including household appliances, furniture, laptops, vehicle registration payments, dental procedures and other essential goods and services
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No Interest Loans (NILs) for vehicles. Borrow up to $5000 for the purchase of a car, scooter, motorcycle, mobility scooter.
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Good Insurance: Affordable and simple insurance policies
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Referrals to other services such as: financial counselling, Legal Aid and Centrelink

Am I eligible?

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Earn less than $70,000 gross annual income as a single or $100,000 gross annual income as a couple or person with dependants OR
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You have a Health Care Card / Pension Card
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Have experienced family or domestic violence in the last 10 years
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You can show that you have the capacity to repay the loan
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No Interest Loans for vehicles requires a credit check
No Interest Loans

Start your loan application today

We can help you today! Contact us.

Good Money can support residents of Victoria, Queensland and South Australia. If you live near one of our store locations in Victoria, Queensland or South Australia pop in and see us!
Good Shepherd Contact

Collingwood

340 Smith Street
Collingwood VIC 3066

Open 9.30-4.30, Mon to Fri

Phone1300 770 550

Email

 

Good Shepherd Contact

Geelong

104 Moorabool Street
Geelong VIC 3220

Open 9.30-4.30, Mon to Fri

Ph1300 770 550
Email

Good Shepherd Contact

Morwell

10 Tarwin St
Morwell VIC 3840

Open 9.30-4.30, Mon to Fri*

Ph1300 770 550
Email

Good Shepherd Contact

Dandenong

250 Lonsdale Street
Dandenong VIC 3175

Open 9.30-4.30, Mon to Fri

Ph1300 770 550
Email

Good Shepherd Contact

Salisbury

58 John Street
Salisbury SA 5108

Open 9.30-4.30, Mon to Fri

Ph1300 770 550
Email

Good Shepherd Contact

Southport

16 Nerang Street
Southport QLD 4215

Open 10.00-3.00, Mon to Fri

Ph: 1300 770 550
Email

Good Shepherd Contact

Cairns

157 Mulgrave Rd
Cairns QLD 4870

Open 10.00-3.00, Mon to Fri

Ph: 1300 770 550
Email

What our Clients are saying

Scott

Scott

Good Money Client

This loan means that those dreams are one step closer to becoming a reality – I can’t wait to have a job and a career doing something I really love

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Janine

Janine

Good Money Client

I’ve recommended NILS and Good Money to a lot of people. I find people don’t know about it, but it really is a much better option than anything else you can find

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Useful Resources

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Women and Payday Lending report

Read our latest report about women and payday lending

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Our Publications

View our latest resources and publications

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Policy and Advocacy

View our latest policy and advocacy work

Other services you may be interested in

No Interest Loans (NILs)

No Interest Loans (NILs)

Borrow up to $2000 for:
  • Household items (fridge, washing machine, furniture + more)
  • Education fees & equipment
  • Laptops & technology
  • Car repairs & registration
  • Medical & dental costs
Borrow up to $3,000 for:
  • Bond & rent in advance
  • Rates
  • If you have been impacted by a natural disaster
Find out if your eligible and start your NILs application by contacting  Good Shepherd on 13 64 57 or CLICK HERE to find a provider in your region.
Good Money Stores

Good Money Stores

Good Money community finance stores offer safe, affordable and responsible financial services to people on low incomes in Queensland, South Australia and Victoria. Offering No Interest Loans (NILs) for essentials and No Interest Loans for vehicles + referrals to other financial and community services. Contact us today.
Household Relief & StepUP Loans

Household Relief & StepUP Loans

Our Household Relief & StepUP products are now no longer available. If you are an existing loan recipient, you can still get support.
Good Insurance

Good Insurance

Good Shepherd offers insurance programs working with Australia’s largest insurance companies to create affordable and simple insurance policies for people on low incomes.
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