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  • No Interest Loans for vehicles
  • About NILs
  • Am I eligible?

No Interest Loans for vehicles - Applications temporarily closed

Our NILs for Vehicle program is experiencing higher than expected demand and is temporarily closed to new enquiries.

If you have an existing NILs for Vehicle loan and require assistance, please contact your local provider that originally assisted you with the loan. 




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About No Interest Loans for vehicles

We provide No Interest Loans for vehicles for people and families on low incomes to purchase a vehicle for essential use.

No Interest Loans (NILs) are available for $2000 – $5000 for the purchase of an essential vehicle including cars, scooters, mobility scooters, motorcycles and boats.

Pay back only what you borrow.
No Fees. No Interest. Ever. 




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Am I eligible?

Note: NILs for Vehicles requires a credit check

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You are eligible if:

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Earn less than $70,000 gross annual income as a single or $100,000 gross annual income as a couple or person with dependants
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OR Have experienced family or domestic violence in the last 10 years
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OR Have a Health Care Card / Pension Card
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AND You can show that you have the capacity to repay the loan

Other services you may be interested in

No Interest Loans (NILs)

No Interest Loans (NILs)

Borrow up to $2000 for:
  • Household items (fridge, washing machine, furniture + more)
  • Education fees & equipment
  • Laptops & technology
  • Car repairs & registration
  • Medical & dental costs
Borrow up to $3,000 for:
  • Bond & rent in advance
  • Rates
  • If you have been impacted by a natural disaster
Find out if your eligible and start your NILs application by contacting  Good Shepherd on 13 64 57 or CLICK HERE to find a provider in your region.
Good Money Stores

Good Money Stores

Good Money community finance stores offer safe, affordable and responsible financial services to people on low incomes in Queensland, South Australia and Victoria. Offering No Interest Loans (NILs) for essentials and No Interest Loans for vehicles + referrals to other financial and community services. Contact us today.
Household Relief & StepUP Loans

Household Relief & StepUP Loans

Our Household Relief & StepUP products are now no longer available. If you are an existing loan recipient, you can still get support.
Good Insurance

Good Insurance

Good Shepherd offers insurance programs working with Australia’s largest insurance companies to create affordable and simple insurance policies for people on low incomes.
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