No Interest Loans for vehicles - Applications temporarily closed
Our NILs for Vehicle program is experiencing higher than expected demand and is temporarily closed to new enquiries.
If you have an existing NILs for Vehicle loan and require assistance, please contact your local provider that originally assisted you with the loan.
About No Interest Loans for vehicles
We provide No Interest Loans for vehicles for people and families on low incomes to purchase a vehicle for essential use.
No Interest Loans (NILs) are available for $2000 – $5000 for the purchase of an essential vehicle including cars, scooters, mobility scooters, motorcycles and boats.
Pay back only what you borrow.
No Fees. No Interest. Ever.
Am I eligible?
Note: NILs for Vehicles requires a credit check
You are eligible if:
Earn less than $70,000 gross annual income as a single or $100,000 gross annual income as a couple or person with dependants
OR Have experienced family or domestic violence in the last 10 years
OR Have a Health Care Card / Pension Card
AND You can show that you have the capacity to repay the loan